My mind is constantly focused on my goals. I set targets for myself and make the necessary adjustments in life to ensure I hit them. Being frugal allows me to take action today for a more fulfilling tomorrow. When I go out with friends, I am careful to spend wisely. Extra expenditures can make my financial

You’ll get more return out of your investment if you take the necessary steps to provide your tenants with a good experience and if you actively manage your rental property. These tips will help you become a landlord people want to rent from while maximizing the return on your investment: Be aware of the law. As

Have you ever been in a conversation about a purchase with your partner, and instead of making a decision you ended up in an argument? One of you thought it was too expensive, the other said it was a bargain. The next thing you know you’re both pointing fingers at each other as to who’s

Do you remember being a kid and feeling like you’d never grow up? Being an adult and making your own decisions about life seemed so far away, but the time arrived in what felt like the blink of an eye. How’d it happen so fast? As the years pass, you’ll eventually come to another realization;

Whether you’ve always dreamed of owning your own home, or are simply tired of renting, saving for the down payment on your first home can seem like a monumental task. This is especially true if you’re paying off student loans, funding a retirement account, or both. It won’t be easy, that’s true, but don’t be

It’s true that most couples will disagree or argue over various things, but there’s one topic that tops the list when it comes to causing a lot of damage to a relationship: Money. It’s one of the leading causes of divorce among married couples, and a topic many couples avoid discussing altogether. Naturally, the more

Household budgets are strained and giving is more difficult than ever. Everyone is working with reduced resources and most of us feel as though we don't have enough to enjoy our own lives. The idea of giving may seem unreasonable. But maybe now, more than ever, is the best time to give. There is a

Conserving energy is important for many reasons. Wise use of resources is important for preserving and protecting our environment. It's also important for protecting your pocketbook from skyrocketing utility bills. Thankfully, a few wise choices and small changes in your daily routine can make a big difference in lowering your energy bill. Energy Efficient Bulbs If

Mental fatigue can definitely take its toll on a person’s well-being. It can actually be worse than physical fatigue because of a person’s inability to think clearly or express their feelings and frustrations. Worse still, mental stress is known to cause physical fatigue and illness, too! Mental fatigue or exhaustion may be a result of your work,

While most people detest the word budget, it doesn’t have to be something you hate! Mindset is key to success in anything in life, and finances are no different. Do you want money and debt to just “happen,” or do you want to have control, once and for all? Budgeting is simply mastering your money.